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Carolyn Moller Duncan P.C. LITTLETON CO

You are struggling with more debt than you can hope to repay, and nearly every day you’re getting voice messages from creditors or debt collectors. One way to get a fresh financial start is to file for bankruptcy, but you’re worried about what such a move will do to your credit score.

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Carolyn Moller Duncan P.C. LITTLETON CO

We are a long way in time and attitude from debtors’ prisons for those who could not pay their debts. To some, however, debtors’ prisons have been replaced with a similarly onerous and unpleasant institution, known as debt collection agencies.

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Carolyn Moller Duncan P.C. LITTLETON CO

There are situations where unexpected financial problems can cause disastrous effects. It can include unexpected medical expenses, a dramatic increase in living expenses, or an unexpected job loss or layoff.

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